MIG · Cyber Premium Rater

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Recent Cyber submissions

Insured Total annual revenue (USD) Income split by activity (% of revenue — must total 100)

Geographical worksplit (% — must total 100)

Adjustment factors (decimals, e.g. −0.25 = 25% discount)

Size (0–10M revenue → up to −25%)

Retro liability (max −30%)

Quality / risk mgmt (up to −25%)

Claims (−25% … unlimited load)

Excess / other (per guide)

Limit of liability (USD, AGG)

Retention (USD, recorded — no rating effect in v1)

Optional extensions

Media content (+2.5%) Cyber extortion (+2.5%) Business interruption (+25%)

Final premium —

Date	Insured	Limit	Retention	Premium	Status	By

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